There has been a lot of debate recently about Obama’s Health Care Plan and I would like to state my opinions and see if anyone would like to give their input.
Here is my understanding of what the plan actually does:
The plan is a two tier system. It will require insurance companies to cover pre-existing conditions and will offer subsidies to those who cannot afford to pay their premiums.
There are 45 million people that live in the United States that are currently without health care and with the passing of this plan Health care will now be made available to them no matter what pre-existing condition they may have.
The National Health Insurance Exchange that will include both private and public affordable health plans emulated on benefits available to members of Congress. There is no plan like this that is in the United States.
The plan also includes a government health tax credit to small business owners who provide insurance to their employees. Obama promises that small business will not be burdened by this plan and can receive up to 50% tax back from their health insurance plans.
Obama hopes that for people that still want to stick with privatized insurance plans that they will receive lower premiums at an upwards value of $2,500 a year.
To pay for this $50-$65 billion plan Obama plans to roll back Bush tax cuts for citizens earning more than $250,000 a year.
Here is the problem with the plan…It is government run. Although Obama says that he is just trying to make privatized insurance companies more “honest” it is going to be hard for the privatized companies to compete with the government run health care plan.
Lets say worse case scenario everyone dumps their privatized health insurance coverages and switches to government. Those people with worse conditions will bring down the system. It is an endless death trap and the cost for this plan is just going to go up.
We already have a plan like this MEDICARE. It is a failing old policy. Right now it is hard for the people that have spend the past 50 years of their lives paying for that money that they were entitled to and where is that money for the next generation? Gone.
Whenever you bring the government into something it is already doomed to fail.
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Bingo! Right on the nose. I’d just like to point out that if you REALLY dig into the numbers that 47 million projected number is inflated with illegals, people who CHOOSE not to have healthcare, etc. The actual number is down some where around 5 million out of a total population of 309 million. I’m sure I’ll get nasty comments about telling the truth, but that’s about where it is.